Getting Prequalified With Us!
Stacy Real Estate & Mortgage is the only place you need to go when buying a home! We understand both the real estate market and available financing programs. Our better overall knowledge provides better overall service to you who benefits from the expertise and experience of someone who can negotiate a fair sale price and provide low-interest, low-cost financing.
Pre-Qualify- Generally it is recommended that home buyers get pre-qualified for a loan with a lender before searching for a home to purchase. That way you will have completely reliable information about what you can afford. Additionally, any offer that you make on a home will be taken much more seriously if you have been pre-qualified than if you haven't (you'll also be in a much better position to make an offer once you have sold your previous home, if you have one.)
Other good reasons to get pre-qualified include:
-We can determine which loan program best fits your needs and which programs you qualify for.
-We'll know exactly how much you are qualified for. It's no fun to find your ideal home and then realize you can't afford it.
-Your down payment, monthly payment and closing costs will be set so you can budget your money in advance.
-If you are a first time home buyer, you may qualify for a special first-time home buyer program which may allow you to afford more home for your money.
Financing Your Home Purchase
We'll do the homework when looking for a mortgage!
A very important part of buying a home is finding the right lender and the right mortgage product. There are many different kinds of lending institutions, offering a wide range of loan packages. We can search over 90 different lenders to find the lowest rate and best terms for you! Lenders compete with each other to provide the best loan product to offer well screened potential borrowers. We do the loan shopping to get you in the best home shopping condition possible!
If you have any questions or if you are ready to enter into the loan process, CALL US TODAY to get started! Also, click the "get pre-qualified" button to check out our secure mortgage website with information and resources.